Start free
New Instant payouts now live in 9 countries

Payments without
the small print.

Korumiapay is the friendly payment platform for online shops and independents. A branded checkout that actually converts, one honest price you can read in a breath, and money in your account fast — built so you can stop fighting your processor and get back to selling.

No setup fee · No monthly minimum · Cancel anytime · Live in a day

Loved by 14,000+ shops, makers and independents
01 Everything you need

One platform that treats you fairly.

Tour the product

A checkout that converts

A fast, beautiful checkout in your colours and logo — one page, big buttons, every wallet your customers already use. It auto-fills, remembers cards, and works flawlessly on the phone where most of your sales happen.

+11% checkout conversion on average

One honest price

A single rate per sale, printed plainly, with no monthly fee, no setup cost and no surprise line items at the end of the month. What you see on the pricing page is exactly what lands on your statement.

Zero hidden fees, ever

Money in fast

Get paid out on a daily rhythm, or instantly to your bank when cash flow is tight. No mysterious 7-day rolling reserve — your money is yours, and you can watch every payout land in real time.

Instant payouts in 9 countries

Fraud handled for you

Smart fraud checks run quietly in the background and block the bad ones before they cost you. When a chargeback does land, we gather the evidence and fight it for you — you don't lift a finger or read a manual.

0.04% net fraud across the network

Onboarding in minutes

Sign up, confirm who you are with a photo of your ID, and you're taking real payments the same day. The identity and compliance checks are done for you in the background — no forms in triplicate, no waiting weeks.

Most shops live within a day

A dashboard you'll enjoy

See today's takings, your best products and every refund at a glance, from your phone or your laptop. Issue a refund in two taps, search any payment from last year, and export a clean file your accountant will thank you for.

Refund any sale in two taps
02 How it works

From sign-up to paid out, in four steps.

01

Create your account

Sign up with your email and tell us a little about your shop. No contract to print, no sales call to sit through — just you and a few honest questions.

Takes about 3 minutes
02

Add your checkout

Drop in our plugin, paste a payment link, or wire up the API. Pick your colours and logo, and your branded checkout is live on your store.

Plugins for every platform
03

Start selling

Customers pay with the card or wallet they already have. Fraud checks and receipts happen automatically, and every sale appears in your dashboard at once.

Cards, wallets, bank rails
04

Get paid out

Your takings land in your bank on your schedule — daily by default, or instantly when you need them. One clear fee, deducted up front, nothing hidden.

Daily or instant payouts
03 A closer look · the checkout

The page where a maybe becomes a sale.

Most carts are abandoned at the very last step — a clunky form, a redirect to a page that doesn't look like your shop, a wallet that isn't offered. Korumiapay's checkout removes every one of those little reasons to leave.

It loads in your brand, fills itself in, and offers the exact wallet each shopper trusts — Apple Pay here, iDEAL there, a saved card for the regular. The result is simply more sales, from the same traffic you already have.

  • Your brand, not ours — your logo, your colours, your domain. Customers never feel handed off.
  • Every wallet they want — Apple Pay, Google Pay, PayPal, iDEAL, Bancontact, Klarna and local cards.
  • One-tap returning customers — saved cards and addresses, so regulars pay in a single tap.
  • Built for the phone first — where two of every three of your sales actually happen.
Visited the cart Reached checkout Card entered Paid 100% 86% 71% 68%
Processed for our shops 0 Paid through Korumiapay checkouts across 32 countries in 2025.
Average checkout conversion 0 From reaching the checkout to a completed payment, measured across all merchants.
Typical time to first sale 0 day From sign-up to taking a real payment, for the median new shop.
Happy merchants 0 Shops, makers and independents who've made the switch and stayed.
04 In their words

The kind of switch you tell your friends about.

Read their stories

"I switched on a Sunday night and was taking payments by Monday lunch. My checkout finally looks like my shop — and the fee is one line I can actually understand."

Élodie Renard
Founder, Maison Lila
+14% sales in month one

"As a one-person studio, the last thing I want is a payments manual. Korumiapay just handles the scary parts — fraud, chargebacks, the lot — so I can stay on the work."

Marco Bianchi
Owner, Studio Faye
0 chargebacks managed by hand

"Instant payouts changed how I run the business. When a big order comes in, the cash is in my account the same hour, ready for the next batch of stock."

Hannah Okonkwo
Maker, Northbound Goods
Payouts in under an hour
05 Pricing

One rate. Printed in plain words.

See full pricing
Starter

1.5%

+ € 0.25 per sale

For new shops and side projects finding their feet. Everything you need to take your first payment today.

  • Branded checkout & payment links
  • All major cards & wallets
  • Daily payouts to your bank
  • Fraud protection included
  • Email support
Start free
Most popular Growth

1.1%

+ € 0.20 per sale

For growing shops doing real volume who want instant payouts and a human on the other end.

  • Everything in Starter
  • Instant payouts on demand
  • Saved cards & one-tap repeat
  • Subscriptions & invoicing
  • Accounting exports
  • Priority chat support
Start free
Scale

Custom

Volume rates · talk to us

For high-volume brands and platforms that want bespoke rates and a dedicated person on their side.

  • Everything in Growth
  • Volume-based pricing
  • Multi-shop & marketplace payouts
  • Dedicated account manager
  • Custom reports & SLAs
  • Onboarding help, hands-on
Talk to us
06 Good questions

The things people actually ask us.

Is the price really all-in?

Yes — one rate per sale, plus a small fixed amount, and that's the whole story. No monthly fee, no setup cost, no PCI surcharge, no statement fee, no minimum. The number on our pricing page is the number on your statement. If we ever can't beat what you pay today, we'll tell you honestly.

How quickly can I start taking payments?

Most shops are live the same day. You sign up, confirm your identity with a photo of your ID, and connect your store with a plugin or a payment link. The compliance and identity checks run in the background — you don't fill in long forms or wait weeks for approval.

When do I actually get my money?

By default your takings are paid out to your bank every day. On the Growth plan you can also trigger an instant payout whenever you need the cash sooner — it usually lands within the hour. We don't hold a surprise rolling reserve; you can see exactly when each payout is scheduled.

Do I need a developer to set it up?

Not at all. If you sell on a common platform there's a one-click plugin, and payment links let you take a payment with no code whatsoever. If you do have a developer, the API and SDKs are there — but plenty of our shops never touch a line of code.

What happens with chargebacks and fraud?

We handle the stressful parts for you. Fraud checks block risky payments before they go through, and when a chargeback does arrive we gather the receipts and delivery proof and respond on your behalf. You get a plain-language summary — not a legal homework assignment.

Can I leave if it's not for me?

Of course. There's no contract and no lock-in — you can stop any time, and we'll help you export your customers and payment history in a clean format so moving on is painless. We'd rather earn your business every month than trap you in a term.

07 Let's go

Give your shop a checkout worth keeping.

Create your account in a few minutes and take a real payment today. No setup fee, no monthly minimum, and a friendly team that picks up when you call. Your first sale is closer than you think.